Finding the right home at the right price is just one part of a home sale or purchase. D&F Properties is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 408-270-9776 if your needs include a real estate pro ready for the business side of buying and selling.

Closing costs you should expect

There are certain typical fees accompanying closing the sale of a house. These costs are commonly divided between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in California to help show you through the process.

Costs pertaining to your loan to be paid at closing    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the optimal sales price, but I'll also campaign for reduced closing costs. And once we've come to an agreement, I'll give a detailed list of the closing costs so you know exactly what you're paying for.

Buyers: When buying a property in Santa Clara County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an appropriate range so you're not shocked when you arrive at closing time. I'll be willing to go over the GFE with you, answering your questions and highlighting any estimates in question.



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As a homeowner in Silver Creek Country Club and selling real estate for over 25yrs in
Santa Clara County, I have been personally involved in a broad range of residential
and investment transactions and would look forward to helping you with your
personal real estate goals.

I worked hard for everyone of my client.  You have my commitment to work
hard for your best interest too!  Work ethics and reputation mean everything
to me.  I have helped many family & investors meet their most important real estate goals. I am skilled in understanding my clients' needs, I consult with you in your real estate matters, I provide you with reliable market knowledge, I am open and in constant communication with you and I am detailed oriented.

I hope to have an opportunity to work together to plan for tommorrow, lets talk today.  You can reach me on my cell at 408-221-6602 right away.

Best Regards,
Diane DeFaria LoVerde, GRI
Broker






D&F Properties 5000 Birkdale Way San Jose, CA 95138-2109
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